Smarter Mortgage Solutions for Today’s Homeowners

Gain Access To Your Home’s Equity*
- Tap into increased home value or new FHA limits
- Use extra funds for medical expenses, home upgrades, or daily living
- Restructure your payout option to your needs
Get an estimate in less than 5 minutes.
Access Your Home’s Equity
Unlock cash from your home for debt consolidation, major expenses, or retirement planning — all without selling your property.
Lower Your Monthly Payments
Refinance to reduce your interest rate or restructure your loan for better long-term financial flexibility.
Use Your Home Benefits (If Eligible)
Senior homeowners can take advantage of loan options with competitive rates and flexible guidelines.
Stay in the Home You Love
Whether refinancing or exploring a reverse mortgage, you can remain in your own home with a solution tailored to your needs and stage of life.
Customized Loan Options
Choose from cash-out refinances or reverse mortgages — we compare all options side-by-side so you get the best fit.
Fast, Stress-Free Approval
From application to closing, we simplify the process so you get clear answers, quick updates, and results you can rely on.
“I was surprised by how much I qualified for. American Finance showed me all my loan options, helped me lower my monthly costs, and guided me step-by-step. It felt good knowing I was making the right financial decision.”

Gerald Jacob
Client
FAQs
🔹 Does ownership of the property change?
No — our mortgage options, you remain the owner of your home. We do not touch the title nor the deed of the property.
🔹 How does updating a reverse mortgage work?
Updating — or refinancing — your reverse mortgage means replacing your current loan with a new one. This may help you increase the home value on the loan, access more equity, lower your interest rate, or add/remove a borrower depending on your needs.
🔹 How much money can I receive?
The amount you can receive depends on your age, your home’s appraised value, current interest rates, and the reverse mortgage program you choose. We’ll help you calculate your options clearly and accurately.
🔹 How do I get started?
Getting started is simple. Schedule a free consultation with one of our licensed reverse mortgage specialists, and we’ll guide you through eligibility, options, and next steps with no obligation.

Ready To See Your Options?
Gain access to a free consolation with an industry expert regarding your options.
